Privacy Policy

1. Data Controller

The data controller responsible for processing your personal data is FinançasTech, with registered address at R. de S. João 8, 4050-551 Porto, Portugal. You can contact us regarding data protection matters at info@financastech.com or by telephone at +351 926 094 426.

2. Scope of This Policy

This Privacy Policy applies to all personal data collected through the financastech.com website, including through contact forms, platform registration, and cookie-based data collection. It explains what data we collect, why we collect it, how long we retain it, and what rights you have.

3. Data We Collect

We collect personal data in the following circumstances:

• Contact form submissions: name, email address, telephone number, and the content of your message.
• Platform use: financial data you voluntarily enter to generate your diagnostic indicators. This data is used solely to calculate and display your results.
• Website analytics: anonymised data about how visitors use our website, including pages visited, time spent, and device type, collected only with your consent.
• Cookie data: technical cookies necessary for website function, and optional analytics and functional cookies subject to your consent preferences.

4. Legal Basis for Processing

We process your personal data on the following legal bases under the General Data Protection Regulation (GDPR) and applicable Portuguese law:

• Consent (Article 6(1)(a) GDPR): for analytics cookies, marketing cookies, and any optional data processing where you have given explicit consent.
• Legitimate interests (Article 6(1)(f) GDPR): for processing contact form submissions to respond to your enquiries, and for necessary technical cookies.
• Contract performance (Article 6(1)(b) GDPR): for processing financial data you input to generate your diagnostic results.

5. How We Use Your Data

Personal data collected through contact forms is used exclusively to respond to your enquiry. We do not use it for marketing purposes without your explicit consent. Financial data entered into the diagnostic platform is used solely to calculate and present your indicators. It is not shared with third parties, sold, or used for any purpose other than providing the service you have requested.

6. Data Retention

Contact form data is retained for a period of 12 months following the resolution of your enquiry, after which it is securely deleted. Financial diagnostic data is retained for as long as you maintain an active account, or for 24 months following your last active use of the platform, whichever is earlier. You may request deletion of your data at any time by contacting info@financastech.com.

7. Data Sharing

We do not sell, rent, or trade your personal data to third parties. We may share data with trusted service providers who assist us in operating the website and platform, subject to strict data processing agreements that prohibit them from using your data for any other purpose. These providers are located within the European Economic Area or in countries with adequate data protection standards as determined by the European Commission.

8. Your Rights

Under the GDPR and Portuguese data protection law (Lei n.º 58/2019), you have the following rights regarding your personal data:

• Right of access: to obtain confirmation of whether we process your data and to receive a copy of it.
• Right to rectification: to request correction of inaccurate or incomplete data.
• Right to erasure: to request deletion of your data in certain circumstances.
• Right to restriction: to request that we limit the processing of your data in certain circumstances.
• Right to data portability: to receive your data in a structured, machine-readable format.
• Right to object: to object to processing based on legitimate interests.
• Right to withdraw consent: to withdraw consent at any time without affecting the lawfulness of prior processing.

To exercise any of these rights, contact us at info@financastech.com. We will respond within 30 days. You also have the right to lodge a complaint with the Portuguese data protection authority, the CNPD (Comissão Nacional de Proteção de Dados), at www.cnpd.pt.

9. Security

We implement appropriate technical and organisational measures to protect your personal data against unauthorised access, alteration, disclosure, or destruction. These measures include encrypted data transmission (TLS), access controls, and regular security reviews. However, no method of transmission over the internet is completely secure, and we cannot guarantee absolute security.

10. Cookies

Our use of cookies is described in detail in our Cookie Policy. You can manage your cookie preferences at any time through the cookie settings panel accessible via the banner shown on your first visit.

11. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or applicable law. The date at the top of this page indicates when the policy was last revised. Continued use of our website following any update constitutes acceptance of the revised policy.

12. Contact

For any questions about this Privacy Policy or our data practices, please contact us at info@financastech.com or write to FinançasTech, R. de S. João 8, 4050-551 Porto, Portugal.